How To Get A Loan South Africa - Frequently Asked Questions...
Are you looking for loans online in South Africa and have a few questions before applying? GET-LOANS has put together a short FAQ (Frequently Asked Questions) guide to some common questions you may have about applying for loans online in South Africa. We will do our best help you find a loan to help you get through a tough financial time, consolidate debt or just for that little something special. We offer a wide range of loans and finance options on the website which you can browse using the menu at the top of the page or visit the Home Page to help you get the right loan or finance to meet your requirements in South Africa.
It's free to apply with no obligation though fees may be applicable for extra services such as credit reports, legal protection and debt management from some companies
Can I get a loan if I am blacklisted or have a bad credit rating?Being blacklisted can be incredibly difficult and trying to find any kind of finance can be very frustrating though there are options for loans with poor credit. SA Personal Loans offer loans from R500 to R150,000 and will accept applications if you have a bad credit record or are blacklisted and need a loan in South Africa. You can also apply at CASHLOAN.co.za as well as Loans Unlimited if you prefer - visit www.sapersonalloans.co.za now
What is a payday loan and how do I apply for one in South Africa?A payday loan (also referred to as a cash advance or payday advance) is short-term loan that is usually repaid on the day that you receive your next salary check, hench the name 'payday loan'. The loan amount is generally smaller and the repayment period shorter than a normal loan, ie. there will not be terms such as 12 months to repay, rather it will be 1 month or a little longer. If you are looking for a payday loan Boodle is a popular choices in South Africa and offers simple and free online application for quick cash loans from R100 to R3,000, apply now at www.boodle.co.za
How can I get a MasterCard credit card if I have a bad credit rating or am blacklisted?In most cases if you have a bad credit record or are blacklisted you will not qualify for a credit card. There is however an alternative, a prepaid MasterCard credit card from OKPAY. A prepaid MasterCard credit card works like any other credit card can be used online and in-store, wherever MasterCard is accepted, around the world. The only difference is you can only use funds you have deposited into your account, meaning you can't get into debt. Even if you are blacklisted or have a poor credit rating you get a MasterCard in South Africa with no credit checks easily, linked to an online account you can use to make and receive payments - sign-up free now at www.okpay.com
How can I get a new cell phone or tablet PC on contract if I am blacklisted or have bad credit?Just because you are blacklisted or have a bad credit rating does not mean you cannot get a new cell phone or tablet PC on contract from a major cellular service provider in South Africa. ezPHONES offer a wide range of new cellphones as well as tablet PCs with free delivery and no documentation required to apply, the range does vary and the best way to view what is available is to browse the website - visit www.ezphones.co.za now
It is secure to apply for loans online?Yes, it is secure to apply for loans online and your confidential details will be safe. All loan and finance providers on the GET-LOANS website will do their best to help you, wherever possible with free application.
Will I be charged a fee for applying for a loan online?Wherever possible we have tried our best to list companies that don't charge any fees however there may be fees applicable for additional services such as credit reports, legal aid, debt management and others. For this reason please read any applicable text and/or Terms and Conditions if you are unsure before you apply.
What documents do I need when I apply for a loan online?The documents required will vary dependant on what loan or finance you are applying for and some loan providers may require additional documentation if there are concerns regarding your credit score or if you are self-employed.
What is the interest rate and fees that I will pay on my loan?The interest rate on your selected loan will vary dependant on numerous factors. These include the repayment period (number of months over which you repay the loan), your credit profile and the amount you request. Loan providers will you provide with all the details if you qualify for a loan and if you have any questions please be sure to contact your loan provider for more information before agreeing to take out the loan.
How long does it take to get an answer after I apply for a loan online?The time it takes for you to get a decision as to how much and whether or not you qualify a loan varies by loan provider. Some providers such as Boodle will, in most cases, give you an almost instant answer, others may take a while longer so take the time to read any provided information.
Will there be a credit check when I apply?Yes, there will almost definitely be some kind of credit check performed when you apply for a loan or finance online. This is unavoidable though if you do have concerns regarding your credit rating visit Credit Report SA and get a free credit report. If you have credit problems and need a loan then consider applying at SA Personal Loans who offer bad credit and blacklisted loans up to R150,000 in South Africa. CASHLOAN.co.za is another option for loans if you are blacklisted or have a bad credit rating.
Loans up to R150,000 and blacklisted loans from CASHLOAN.co.za...Are you not finding the right loan, not getting the loan amount you are looking for or getting declined due to your credit status? CASHLOAN.co.za may be able to help you and offer a free service to source loans of up to R150,000 from leading financial services providers. Applications are accepted if you are blacklisted, have a bad credit rating, defaults or garnishee orders and wherever possible the experienced loans consultants will do their best to help you get a loan to meet your requirements. You can get pre-approved for your loan amount within 60 minutes during business hours and your money will be paid into your account soon afterwards. If you need a loan and haven't applied yet then why not see if you qualify and get the cash loan you need today - visit www.cashloan.co.za now
popular searches... where to get a loan, where to get loans, where to get a payday loan, what is a payday loan, where to get a bad credit loan, how to get a loan, blacklisted cellphone contracts, cell phone contracts for blacklisted, where to get a loan with no credit, how to get a auto loan with bad credit, how to get a loan with bad credit rating, how to get a payday loan with bad credit, how to get a 5000 loan with bad credit, how to get approved for a personal loan, how to get a loan with a bad credit rating, how to get a free loan, how to get approved for a loan with bad credit, where to get a small loan, where to get a car loan with bad credit, where to get a personal loan with bad credit, blacklisted credit card, credit cards for blacklisted, where to get a personal loan, how to get a loan with bad credit, how to get a small business loan with bad credit, where to get a home loan with bad credit, cellphone contracts for blacklisted, how to get a car loan, how to get a 3000 loan with bad credit, cell phone contracts for blacklisted clients, cell phone contracts for blacklisted people